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As more and more people do business on their smartphones, tablets, and computers, it’s no wonder that online applications for small business loans are the preferred choice of many business owners. In fact, one of the top three reasons cited for choosing an online business loan in a survey conducted earlier this year by the Electronic Transactions Association, was the easy application process. Along with speed to funding (63 percent) and affordable total loan cost (51 percent), 57 percent of those surveyed identified that easy online applications are one of the primary reasons they opted for an online business loan. When you consider the traditional weeks-long process and reams of documents associated with a traditional loan application, a simple, easy-to-understand, online loan application makes a lot of sense for time-crunched small business owners. Nevertheless, Simply Putting an Application Online Isn’t Enough A small business owner shouldn’t have to be a financial expert t